Every programme below traces directly back to Rule 3 (Objects) of the Chema Impact constitution — the promises we've made to one another as a society.
Members pool monthly welfare and development contributions, channeled into Britam MMF, treasury bonds, SACCO savings, and a Co-operative Bank account — deposited by the Treasurer each month based on agreed proportions.
Members can apply to the development fund for loans to start or grow income-generating ventures, subject to eligibility criteria, guarantors, and repayment terms set by the Leadership Committee.
Guaranteed welfare payouts for members and their families — Ksh 30,000 on the death of a member, Ksh 25,000 on the death of a spouse, and Ksh 20,000 for a parent or child, drawn from the welfare kitty.
Where a member, spouse, sibling, parent or child faces hospital bills exceeding Ksh 200,000, the welfare kitty extends additional financial support to ease the burden.
Sponsored, paid professional training for members — including Microsoft Office computer packages and vehicle driving courses — to widen employment and income opportunities.
Group-backed ventures and business ideas are pursued with the explicit aim of creating employment opportunities for members and their households.
Surplus group funds are invested in secure, thoroughly researched ventures and projects approved by members at a General Meeting, with regular performance updates.
Quarterly financial review meetings, an Annual General Meeting, and audited statements keep every member informed of contributions, loans, and investment performance.
Reach out and a leadership committee member will guide you through registration.